Meet Our Team
Meet Our Experienced Team of Advisors
Howard Pakola, JD, CFP®
Principal
Howard Pakola is a principal and founding shareholder of PSC Financial, LLC. Prior to establishing this registered investment advisory firm (RIA) in 1995, he spent more than 17 years at leading financial services companies American Express Financial Advisors, Deloitte& Touche, and Piper Trust Company, where he focused on developing sophisticated, tax-efficient financial strategies for high-net-worth individuals, families, and business owners. Howard then co-founded Pakola, Steichen & Company, LLP, where he practiced for 19 years before forming his current firm, PSC Financial, in 2014. Howard has been a registered representative of LPL Financial (former Linsco/Private Ledger) since 1995.
Principal
Howard Pakola is a principal and founding shareholder of PSC Financial, LLC. Prior to establishing this registered investment advisory firm (RIA) in 1995, he spent more than 17 years at leading financial services companies American Express Financial Advisors, Deloitte& Touche, and Piper Trust Company, where he focused on developing sophisticated, tax-efficient financial strategies for high-net-worth individuals, families, and business owners. Howard then co-founded Pakola, Steichen & Company, LLP, where he practiced for 19 years before forming his current firm, PSC Financial, in 2014. Howard has been a registered representative of LPL Financial (former Linsco/Private Ledger) since 1995.
Tracy J. Torland, CFP®
Chief Investment Officer
Tracy Torland is the Chief Investment Officer for PSC Financial and a CERTIFIED FINANCIAL PLANNER™. She joined Howard in 2005 and brings nearly a decade of financial services experience to clients seeking personalized and sophisticated asset management strategies. Tracy conducts investment research and analysis, prepares detailed research reports and investment proposals, and develops comprehensive financial plans. She is adept in analyzing individual client portfolios and overseeing qualified plan investments and operations.
Tracy graduated from the University of St. Thomas with honors, earning a Bachelor of Science degree in Finance. She holds her FINRA series 7 and 63 securities registrations with LPL Financial and her state Life, Accident, Health and Variable Annuities licenses.
Tracy and her husband Branden live in Woodbury, MN with their four children. She enjoys spending time with her family as well as camping, fishing, gardening, scrapbooking and photography.
Chief Investment Officer
Tracy Torland is the Chief Investment Officer for PSC Financial and a CERTIFIED FINANCIAL PLANNER™. She joined Howard in 2005 and brings nearly a decade of financial services experience to clients seeking personalized and sophisticated asset management strategies. Tracy conducts investment research and analysis, prepares detailed research reports and investment proposals, and develops comprehensive financial plans. She is adept in analyzing individual client portfolios and overseeing qualified plan investments and operations.
Tracy graduated from the University of St. Thomas with honors, earning a Bachelor of Science degree in Finance. She holds her FINRA series 7 and 63 securities registrations with LPL Financial and her state Life, Accident, Health and Variable Annuities licenses.
Tracy and her husband Branden live in Woodbury, MN with their four children. She enjoys spending time with her family as well as camping, fishing, gardening, scrapbooking and photography.
